VA Loans

VA Loans for Our Military Veterans

When America called for heroes, you did not hesitate to answer. Now that you have served, allow us to express the country’s gratitude. At Oak Street Financial, Inc., we help service members, veterans, and their surviving spouses become homeowners. Our financial firm offers VA Loans in Jacksonville, FL. By hiring our team, you will gain the knowledge and resources to finance a home and live your American Dream. Thanks to our skill, experience, and client-forward approach, buying a house has never been easier.

The Veterans Administration Loan, also called The VA Home Loan, is a lending program that allows veterans to finance a house. The Department of Veterans Affairs guarantees a portion of the loan, which often translates to lower down payment requirements, interest rates, and other favorable terms. There are many different types of VA Home Loans available, and you may qualify for them. Allow our loan experts to help you find the financing options that best meet your needs.

Supporting Our Military when Buying a Home

You already know the meaning of sacrifice--let our team take care of things from here. Veterans who have eligibility for VA guaranteed loans will have the best terms available. VA guaranteed loans have the following great features:

Features of VA Loans
- 100% financing up to a purchase price of $510,400. Higher, in some areas.
- No mortgage insurance required
- Funding fees are financed in the loan.
- Most Vets are eligible, even if active duty was as reservist.
- Sellers can pay 6% of the purchase price toward closing costs.
- Veterans qualify, even if VA was used before.
- Easy credit. Lenders tolerate a lower score and are flexible about credit history.
- Already have a VA loan? Refinance with an Interest Rate Reduction Loan. Easy, quick, NO APPRAISAL REQUIRED.

Pre-qualify with us. We will advise you about credit issues and perhaps how to enhance your score. You will be confident that you can afford a house at a certain purchase price level. Realtors will be comfortable showing homes to you that are in your price range.